What Can I Lye About to My Car Insurance Provider?

Whether you have a valid insurance claim or not, you should never lie to your car insurance provider. Your insurance rate depends on how much you drive, how much damage it has, and how often you use it. If you’re dishonest about any of these factors, your insurer could deny your claim and penalize you in the form of higher rates. There are several ways to avoid lying to your car insurance provider.

The first way to lie to your car insurance provider is to make up facts. For example, you can say that you drive 5,000 miles annually and that you park your car in a secure garage. In reality, you might drive just 2,000 miles per month or abandon your car on a ratty council estate. If you lie about your driving history, your insurer could find out and deny your claim.

When applying for a car insurance policy, you can stretch the truth or withhold personal information. While inadvertently misrepresent your information, you will end up paying more in insurance rates. You might even be denied coverage if your insurer discovers that you’re a risky driver. Lying to an insurance company is a form of fraud and could land you in jail or community service.

If you’re planning to claim from an accident, you’ll have to tell your insurance provider the truth about your injuries. Even though the insurance company is unlikely to deny your claim, they’ll record the encounter and may try to find the real culprit. If the insurance company finds out that you lied, they’ll be forced to deny your entire claim. So if you’re in a car accident, don’t forget to get a qualified Georgia car accident lawyer to represent you.

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